http://www.getoutofdebt101.com/blog Information, tips and resources to help you get out of debt Fri, 05 Mar 2010 21:51:53 +0000 http://backend.userland.com/rss092 en From The Wall Street Journal, March 5, 2010 U.S. consumers are starting to look like a frugal, debt-fearing lot as they pay down billions of dollars in credit-card obligations. But an alarming trend is emerging: A small but growing number of people are skipping mortgage payments in favor of paying their ... http://www.getoutofdebt101.com/blog/archives/203 In case you have not seen it, I'd like to offer you a link to a program that KPBS put together some time ago. It is a MUST watch! It's called The Secret History of the Credit Card and it aired a few years ago, but luckily for those of ... http://www.getoutofdebt101.com/blog/archives/199 That's probably the million dollar question, right? Are you making it a priority? "It's very hard to be disciplined enough to avoid spending money on things you want simply because you have bills to pay" told me a visitor to this site once. And I know she was right, it's not ... http://www.getoutofdebt101.com/blog/archives/196 You may have seen the ads on TV for your free credit report. But many people are confusing the program introduced under Federal law with another one that offers a paid-service along with your "free" credit report. Don't confuse the official site AnnualCreditReport.com with FreeCreditReport.com. When you sign up with FreeCreditReport.com you ... http://www.getoutofdebt101.com/blog/archives/191 One of the things that helped me the most in my life is to control what I’m focusing on at any given time. It is so easy to get carried away by the news, things happening around us, etc that if we don’t learn to control our focus, we will ... http://www.getoutofdebt101.com/blog/archives/186 I was reading in the paper today about how many credit card companies are settling with some borrowers with an amount far lower than what they actually owed. In some cases, they are settling for 50% of the debt! Which means that a $10,000 all of a sudden becomes a ... http://www.getoutofdebt101.com/blog/archives/180 They may not be as secure as you think they are. When was the last time the cashier asked you for your ID? I always write on the back of the card (instead of my signature) "Ask for ID" in bold, black letters. I'm really not sure how much it ... http://www.getoutofdebt101.com/blog/archives/178 From MSNBC.com (http://www.msnbc.msn.com/id/31156371/) NEW YORK - Credit card holders who in ordinary years might have used their tax refunds to pay down their balances apparently spent the money elsewhere as the recession deepened in the first quarter. That's one of the conclusions that may be drawn from data showing the delinquency rate ... http://www.getoutofdebt101.com/blog/archives/176 Do you have a plan to get out of debt? If you don't, you need to put one together as soon as possible, and start working on it so you can enjoy the debt free life you deserve. Start trimming your expenses as much as possible and make getting out of ... http://www.getoutofdebt101.com/blog/archives/174 Well, you probably read it on the news or seen it on tv. Identity Theft is simply when a person "steals" the identity of another person, usually to take advantage of them. The most common way is by using their social security number or credit card number to either purchase ... http://www.getoutofdebt101.com/blog/archives/171