In case you have not seen it, I’d like to offer you a link to a program that KPBS put together some time ago. It is a MUST watch! It’s called The Secret History of the Credit Card and it aired a few years ago, but luckily for those of us who missed it, we [...]
That’s probably the million dollar question, right?
Are you making it a priority? “It’s very hard to be disciplined enough to avoid spending money on things you want simply because you have bills to pay” told me a visitor to this site once. And I know she was right, it’s not easy. But you still have [...]
You may have seen the ads on TV for your free credit report. But many people are confusing the program introduced under Federal law with another one that offers a paid-service along with your “free” credit report.
Don’t confuse the official site AnnualCreditReport.com with FreeCreditReport.com.
When you sign up with FreeCreditReport.com you are also signing up for [...]
One of the things that helped me the most in my life is to control what I’m focusing on at any given time. It is so easy to get carried away by the news, things happening around us, etc that if we don’t learn to control our focus, we will end up depressed! We have enough reasons to feel bad (economy, people being laid off, credit crisis, etc) so we need to be careful with what we put in our minds. The good news is, that this is something that is entirely under our control.
I was reading in the paper today about how many credit card companies are settling with some borrowers with an amount far lower than what they actually owed. In some cases, they are settling for 50% of the debt! Which means that a $10,000 all of a sudden becomes a $5,000 debt! Now before you get very excited, there is more to it.
They may not be as secure as you think they are. When was the last time the cashier asked you for your ID? I always write on the back of the card (instead of my signature) “Ask for ID” in bold, black letters. I’m really not sure how much it really helps, but at least [...]
From MSNBC.com (http://www.msnbc.msn.com/id/31156371/)
NEW YORK – Credit card holders who in ordinary years might have used their tax refunds to pay down their balances apparently spent the money elsewhere as the recession deepened in the first quarter.
That’s one of the conclusions that may be drawn from data showing the delinquency rate for bank-issued credit cards rose [...]
Do you have a plan to get out of debt? If you don’t, you need to put one together as soon as possible, and start working on it so you can enjoy the debt free life you deserve.
Start trimming your expenses as much as possible and make getting out of debt your priority #1. It [...]
Well, you probably read it on the news or seen it on tv. Identity Theft is simply when a person “steals” the identity of another person, usually to take advantage of them. The most common way is by using their social security number or credit card number to either purchase things or apply for a [...]