Ok, I found another good credit card that is worth checking out. Again, compare them and see which one would be better for your situation if in fact you do need a credit card. If you don’t, then DON’T apply… just refer them to someone who may need it.
I found that the Schwab Bank Invest [...]
Yesterday we talked about a good credit card that will save you a lot of money in interest, at least for 9 months.
Doing some research, I found a another that may be a good option for some people.
If you have a car (SUV?) that is a gas guzzler, you may want to look at the [...]
Sometimes the credit cards we use end up helping us get deeper and deeper in debt. Have you checked yours lately? They are (in)famous for changing their rates in a heartbeat, so much so that by the time you realize the rate has changed, you have already been charged a lot more interest. Well, they [...]
I recently found a site that you may want to check out. Go to www.CreditKarma.com where you can regularly monitor your score for major changes. This is ideal if you are working on improving your credit score, or to address problems long before you are in the market for a new house or a new [...]
The fourth step is this: do not open a new credit account if you don’t need to. Remember, 10% of your score is made up of “New Credit”.
So the next time the cashier asks you, “Would you like to save 10% on your purchase today by opening an account with us?” , you can [...]
Today we will discuss the third step to improve your credit score. This one is easy to do; in fact it’s something you should NOT do.
Remember that “Length of Credit History” accounts for 15% of your total credit score, which is still a good number. Consider that every point counts, since a person with a [...]
Welcome back! Yesterday’s post was a little long, but I wanted to offer some background information to better understand the whole process. Today it will be shorter.
Step #2 to improve your credit score It is VERY important to keep your credit card balances UNDER 30% of your credit limit, i.e., your balance should not exceed [...]
Your credit score is one of the most important things you need to take care of if you want to improve your financial situation. It is highly recommended that you start working on improving your score as soon as possible so you get out of debt faster. When you have a great FICO score it’s [...]
Welcome back! I sincerely hope you are taking the time to practice what you are reading here. The way to change your life is with small, little changes in your habits. You see, it’s not easy to make big changes; however, anybody can make small changes if they really want to. Small, little changes have [...]
Welcome back, I hope you did your homework! Let me tell you something: If you keep practicing what we wrote during the last three days, you will see giant changes in your life very soon. Please keep working on it since you deserve to live a joyous, successful life.
Mistake # 4- Purchasing unnecessary items (new [...]