I know, I know, this is not related to finances in any way. But it’s fine to take a break every so often.
Some time ago I posted a video of a magician called Cyrill. This guy is unbelievable! Watch this short video, you will not believe your eyes!
Make sure you forward this page to all [...]
We mentioned a few days ago (and you probably already read on the news) that President Obama has asked Congress to submit to him by Memorial Day a bill that will redefine credit card lending practices.
But what can we expect from this upcoming credit card reform?
According to industry experts, there are a few things that [...]
I apologize since I haven’t written in about a week. Our beloved IRS service decided to audit me and I’ve been busy gathering all the required paperwork. Which is fine, it’s their job after all.
I have some really good ideas for our blog that will help you a lot. Make sure you check back with [...]
A friend called me today to tell me his credit card company (Bank of America) just increased his interest rate from 7% to 25%. His balance is about $18,000, so imagine how he was feeling.
Unfortunately, this is the way credit card companies have been doing business for the last few years. They can (and will) [...]
Ok, I found another good credit card that is worth checking out. Again, compare them and see which one would be better for your situation if in fact you do need a credit card. If you don’t, then DON’T apply… just refer them to someone who may need it.
I found that the Schwab Bank Invest [...]
Yesterday we talked about a good credit card that will save you a lot of money in interest, at least for 9 months.
Doing some research, I found a another that may be a good option for some people.
If you have a car (SUV?) that is a gas guzzler, you may want to look at the [...]
Sometimes the credit cards we use end up helping us get deeper and deeper in debt. Have you checked yours lately? They are (in)famous for changing their rates in a heartbeat, so much so that by the time you realize the rate has changed, you have already been charged a lot more interest. Well, they [...]
I recently found a site that you may want to check out. Go to www.CreditKarma.com where you can regularly monitor your score for major changes. This is ideal if you are working on improving your credit score, or to address problems long before you are in the market for a new house or a new [...]
Welcome back! Yesterday’s post was a little long, but I wanted to offer some background information to better understand the whole process. Today it will be shorter.
Step #2 to improve your credit score It is VERY important to keep your credit card balances UNDER 30% of your credit limit, i.e., your balance should not exceed [...]
Your credit score is one of the most important things you need to take care of if you want to improve your financial situation. It is highly recommended that you start working on improving your score as soon as possible so you get out of debt faster. When you have a great FICO score it’s [...]