You may have seen the ads on TV for your free credit report. But many people are confusing the program introduced under Federal law with another one that offers a paid-service along with your “free” credit report.
Don’t confuse the official site AnnualCreditReport.com with FreeCreditReport.com.
When you sign up with FreeCreditReport.com you are also signing up for [...]
Let me tell you: you have no excuse. If you are serious about improving your financial situation, you need to read your credit report at least once a year.
Especially now that you can get it for free. Go to FreeCreditReport.com to get your copy (you will be asked for a credit card, they will [...]
The fourth step is this: do not open a new credit account if you don’t need to. Remember, 10% of your score is made up of “New Credit”.
So the next time the cashier asks you, “Would you like to save 10% on your purchase today by opening an account with us?” , you can [...]
Today we will discuss the third step to improve your credit score. This one is easy to do; in fact it’s something you should NOT do.
Remember that “Length of Credit History” accounts for 15% of your total credit score, which is still a good number. Consider that every point counts, since a person with a [...]