When was the last time you read your credit report?
Let me tell you: you have no excuse. If you are serious about improving your financial situation, you need to read your credit report at least once a year.
Especially now that you can get it for free. Go to FreeCreditReport.com to get your copy (you will be asked for a credit card, they will try to sell you – be aware).
If you have recently applied for credit but have been denied, you can get a free copy of your report from the credit bureau that denied you credit. Just read the letter you received with the bad news, it will tell you who to contact. Take advantage of it!
If you just want your credit score, you can go to CreditKarma.com (mentioned before in this blog). It is not 100% accurate, but it’s close to the real score. It is advertiser-supported (no credit card needed).
See you tomorrow!
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